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Funding

Whether you're looking for startup capital or considering a loan to finance the expansion of your business, a variety of opportunities are available.
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Funding

Whether you're looking for startup capital or considering a loan to finance the expansion of your business, a variety of opportunities are available through various lenders and programs.

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Film Tax Credit Program

The Film Tax Credit Program provides a transferable credit against the corporation business tax and the gross income tax to incentivize production companies to film content in New Jersey.

Start Date:

Due Date:

Eligibility:

Feature films, television series, or television shows of 22 minutes or more in length, intended for a national or regional audience that incur 60% or more of the total film production expenses for services and goods purchased through vendors authorized to do business in New Jersey.

Not Eligible: Productions featuring news, current events, weather, and market reports or public programming, talk show, sports event, or reality show; productions that solicit funds; productions containing obscene material or productions primarily for private, industrial, corporate, or institutional purposes.

Benefits:

Tax credits up to 35% of qualified film production expenses.

Arts, Entertainment, and Recreation
Tax Credit/Exemption
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Golden Seeds: Investments in Women-Led Startups

Golden Seeds is a nationwide angel investor network dedicated to investing in women-led startups. The New Jersey chapter of Golden Seeds launched in 2021 to increase available capital for female-led businesses.

Start Date:

Due Date:

Eligibility:

Product is in beta (versus alpha) stage of development and was created with input from clients or potential clients. Business has some “proof of concept” revenue. Typical pre-money valuation below $5M.Typically seeking to raise $250,000-$2 million. Consumer product companies that have annual run rate revenue of over $1M and gross margins over 40%.

Benefits:

Ability to meet one-on-one with seasoned investors for feedback and possible funding opportunities.

Technology
Life Sciences
Technical Assistance
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Hazardous Discharge Site Remediation Fund

The Hazardous Discharge Site Remediation Fund (HDSRF) provides funding for the investigation, remediation, and cleanup of contaminated and underutilized sites.

Start Date:

Due Date:

Eligibility:

Businesses, individuals, or municipalities in New Jersey that are performing remediation or cleanup of contaminated and underutilized sites.

Benefits:

Loans up to $500,000 per year for private entities looking to investigate and clean a hazardous discharge site. $10 million is also available each year to support recreation/conservation, renewable energy, and affordable housing projects. Funds are for environmental assessment, investigation, and remediation activities.  HDSRF funds can also be leveraged to obtain funds from other sources such as U.S. Environmental Protection Agency (USEPA).

All Industries
Loan
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NJ Accelerate: Financing for Accelerators and Entrepreneurs

NJ Accelerate supports accelerator programs and their graduate companies. Incentivizes graduate companies to locate and grow in New Jersey.

Start Date:

Due Date:

Eligibility:

Accelerator programs and graduates of Approved Accelerators.

Benefits:

1:1 matching event sponsorship up to $100,000 for accelerator programs. 1:1 matching loan funding up to $250,000 and rent support for up to 6 months for graduate companies.

Technology
Life Sciences
Loan
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NJ CoVest Fund: Seed Funding

The NJ CoVest Fund provides seed funding to New Jersey technology and life science companies to help bridge the funding gap between product development and commercialization.

Start Date:

Due Date:

Eligibility:

Early-stage technology and life science businesses located in physical commercial office, co-working or incubator space in New Jersey, with at least 2 full-time founders that have a financial commitment to the company, and a minimum of 50% of its W-2 employees in New Jersey.

Benefits:

The NJ CoVest Fund provides growth capital to support early-stage companies from product development towards successful, scalable commercialization. This funding is available at the critical stage between product development and commercial operation expansion, where limited funds are available and a funding gap exists. Investments through the NJ CoVest Fund will help stimulate business growth, additional capital investment, and creation of high-skilled jobs in New Jersey. Up to $250,000 is available.

Technology
Life Sciences
Loan
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NJ Ignite: Rental Support

NJ Ignite provides rent support for technology startups that are moving to an approved collaborative workspace.

Start Date:

Due Date:

Eligibility:

Renters can be early-stage technology and life science companies in New Jersey with 10 or fewer employees and less than $1 million in trailing 12 months gross sales from date of application submission. Collaborative workplaces can be entities with a minimum of 5 unique paying tenants over the last 2 years. Renters and collaborative workplaces must apply together.

Benefits:

Benefits for Renters: Rent support grants.

Benefits for Collaborative Workspaces: A tenant attraction tool.

Real Estate and Rental and Leasing
Technology
Life Sciences
Grant
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NJ Industry Partnerships

NJ Industry Partnerships can provide you with access to government resources, professional connections, and potentially funding opportunities, to help your business achieve its goals. NJDOL, acting as a hub, will connect you with other local voices in your industry to address the economic and logistical needs of your operation.

Start Date:

Due Date:

Eligibility:

Please speak to the regional coordinator listed on your industry's page by using the link in the title.

Benefits:

Businesses can get help filling positions with skilled workers, developing career pathways to ensure a pipeline of future workers, creating ongoing training feedback loops with education, workforce and economic development partners. The program also gives businesses a powerful industry voice to impact policy.

Clean Energy
Health Care and Social Assistance
Life Sciences
Manufacturing
Hiring & Employee Training Support
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NJ Zero Emission Incentive Program (NJZIP)

NJ ZIP is a pilot program that provides vouchers to businesses and institutions in the greater Newark, Camden, New Brunswick and Shore areas to support purchases of new, medium-duty zero-emission vehicles.

Start Date:

Due Date:

Eligibility:

Businesses and nonprofits in the greater Newark, Camden, New Brunswick and Shore areas purchasing one or more new zero emission medium- or heavy-duty vehicles.

Benefits:

Vouchers up to $100,000 plus bonuses.

All Industries
Grant
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Net Operating Loss (NOL) Program

The Net Operating Loss Program enables qualified, unprofitable New Jersey-based technology or biotechnology businesses to sell a percentage of their net operating losses (NOL) and unused research and development (R&D) tax credits to unrelated profitable businesses.

Start Date:

Due Date:

Eligibility:

Technology or life sciences companies with up to 225 employees in the United States with an operating loss for at least the last 2 years.

Benefits:

Ability to sell NOL and unused R&D tax credits for up to 80% of their value up to a total amount of $20 million.

Technology
Life Sciences
Clean Energy
Health Care and Social Assistance
Other Services (except Public Administration)
Tax Credit/Exemption
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Offshore Wind Tax Credit Program

The Offshore Wind Tax Credit Program is a financial tool that spurs private capital investment and employment growth in major, land-based offshore wind industry projects.

Start Date:

Due Date:

Eligibility:

Businesses investing at least $17.5 million in a qualified wind energy facility and employing at least 150 new, full-time employees.

Benefits:

Tax credits up to 100% of qualified investments.

Clean Energy
Offshore Wind
Manufacturing
Other Services (except Public Administration)
Industries not classified
Tax Credit/Exemption
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