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Receive Up to $50,000 in Low-Cost Financing For Your Small Business

September 22, 2022

Businesses with ten or fewer full-time employees and no more than $1.5 million in annual revenue can soon apply to receive low-cost financing of up to $50,000 through the Main Street Micro Business Loan.

Loans will have a standard 10-year term with an interest rate of two percent. No payments will be due and no interest will be charged for the first year of the loan period. Applications open October 6th, 2022.

A free information session on the Main Street Micro Business Loan will be held via Zoom on September 26th, 2022, at 2:00 p.m. Register here.

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Learn to Use Tax Credits in Your Housing Project Financing

September 22, 2022

Developers and other businesses can learn how to use tax credits to advance affordable housing, preservation, and community development projects. A webinar by the New Jersey Redevelopment Authority will explain to developers how to access the 9% Low Income Housing Tax Credits (LIHTC) and other tax credit incentive programs on October 20th, 2022 from 10:00-11:30 a.m. 

Registration closes on October 18th, 2022 at 11:59 p,m. The registration fee is $10.00.

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Recognizing Cannabis Impairment in Workplaces

September 11, 2022

Employers concerned about cannabis-related impairment in the workplace can now consult guidance issued by the New Jersey Cannabis Regulatory Commission.

Among other things, the guidance iterates that employees cannot be acted against solely due to the presence of cannabis in their body, but employers have the right to drug test on reasonable suspicion of impairment.

Learn More

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Virtual Workshop: New Jersey Sales & Use Tax

September 9, 2022

Learn the ins and outs of sales and use tax in New Jersey at a virtual workshop hosted by the Small Business Development Center. The workshop will be held on September 21st, 2022 from 12:00pm to 1:30pm via Zoom. For more information or to register, call 201-200-2156.

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Attention Sign Installers: New Law Affects Sales Tax, Resale

September 9, 2022

A new law (P.L. 2022, c. 97) excludes sign installation from the existing capital improvement sales tax exemption. Sign installers are now required to charge sales tax on the installation of all signs.

The new law will also allow sign installers to purchase materials for use in sign fabrication and installation for resale. The sign installer needs to provide a fully completed resale certificate to the seller to document the exemption.

The law will go into effect on October 1st, 2022.

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Get Funding to Develop Proposals for Underutilized Public Sites

September 8, 2022

Developers and other businesses can receive up to $50,000 to develop project proposals for the innovative reuse of vacant and underutilized public property through the New Jersey Asset Activation Planning Grant Program. Proposals should focus on distressed or underutilized public property owned by a New Jersey municipality, county, independent authority, bureau, commission, or other public body. Applications are open on a first-come, first-served basis until October 24th, 2022. 

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Learn About Brownfields Redevelopment Opportunities

September 8, 2022

Developers, investors, real estate professionals, attorneys, environmental professionals, and economic development teams are encouraged to attend one of the listening sessions for the Brownfields Redevelopment Incentive on September 7th and September 8th, 2022. The Brownfields Redevelopment Incentive Program is a $300 million tax credit program designed to compensate developers of redevelopment projects located on brownfields sites for remediation costs. Comments on the program may also be submitted online.

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Meet With State Agencies to Help Your New Jersey Business Grow

September 8, 2022

Connect and network with state agencies, technical assistance providers, and lenders to grow your business by attending Resources for Growth, a free event on September 21st, 2022 from 2:00-5:00pm at Rowan College at Burlington County. Attendees can meet one-on-one with representatives of the New Jersey Business Action Center, the New Jersey Economic Development Authority, the Department of Labor and Workforce Development, the Department of the Treasury, the Board of Public Utilities, the Small Business Development Center, and others.

Register to Attend

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Employer Rate Notices Posted

August 24, 2022
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New Required Postings for Businesses

August 23, 2022

All employers are required to display posters to employees and prospective employees that advise them of their civil rights under New Jersey’s Law Against Discrimination and Family Leave Act.  

Additionally, housing providers and places open to the public (sometimes called public accommodations or PPA) are required to display additional posters for patrons, prospective patrons, tenants and guests that advise them of their civil rights.

Posters used, printed, received or downloaded before August 1st, 2022 must be replaced with the current versions.

Failure to display the posters may expose you to fines up to $10,000.

Employers that do not have a physical space can satisfy the requirements by displaying the required posters on an internet site or intranet site which is frequented by all of your employees, to which all employees have access, and where you customarily display notices to employees.

Business Requirements and Resources

If you operate a place of employment you are required by law to display the posters in an easily visible location. The posters must be visible to existing and prospective employees, tenants, patrons, customers, or patients. The following are required of all places of employment:

  1. All employers must post: Employment Poster
  2. Employers with 30 or more employees must also post: Family Leave Act poster

Employers may need to post additional posters if they fall into any of these categories:

  • Public accommodations
  • Housing providers
  • Medical and healthcare facilities

If a business falls into multiple categories, it is required to display all applicable posters.

Employers that do not have a physical space can satisfy the requirements by displaying the required posters on an internet site or intranet site which is frequented by all of your employees, to which all employees have access, and where you customarily display notices to employees. 

Example Scenario

For example, if you operated a business with 30 or more employees worldwide and the business is open to the public, you would be required to display:

  1. The public accommodations poster in a place that is easily visible to your patrons or prospective patrons
  2. The Family Leave Act poster and the employment poster in a place that is easily visible to your employees. 

The posters need to be displayed on paper no smaller than 8½ by 11 inches with text that is fully legible and large enough to be read easily.

Employers are required to provide each employee with a written copy of the official Law Against Discrimination employment poster annually, on or before December 31st of each year or upon the first request of an employee. The written copy can be provided in at least three ways: email, printed material, or posting on the internet/intranet site. If posted on a site, the site is for the use of all employees, can be accessed by all employees, and the employer provides notice to the employees of its posting.

Places of Public Accommodation

A place of public accommodation is any place that offers goods, services, or facilities to the public, including but not limited to:

  • Schools, colleges, and universities
  • Stores and businesses
  • Restaurants
  • Summer camps
  • Hotels and motels
  • Government offices or agencies

If you operate a place that is open to the public, you are required to display the updated place of public accommodation poster in a location that is easily visible to your visitors.

A flowchart is available to guide public accommodations through the required posters for their locations.

Housing Providers Involved in Property Management

If you are engaged in the management of residential property, you are required to display the official property management poster in places easily visible to all current and prospective tenants and residents. 

A flowchart is available to guide housing providers through the required posters for their locations.

Housing Providers Involved in Sales & Rental

If you are engaged in the sale and rental of property, you are required to display the official sales and rentals poster in places easily visible to all current and prospective tenants, purchasers, and residents.

A flowchart is available to guide housing providers through the required posters for their locations.

Medical or Healthcare Facilities

If you operate a medical or healthcare facility, the applicable posters listed here are required in places that are easily accessible to all patients or visitors.

This includes, but is not limited to, a location near each entrance through which the public can enter or exit as well as all public waiting rooms.

You may also choose to display the posters in other locations, including individual treatment rooms or on a digitally accessible platform code (for example a QR Code) posted in plain view around the facility. 

Posters by healthcare facility type:

A flowchart is available to guide medical and healthcare providers through the required posters for their locations.

Fines/Penalties for Failure to Display Required Posters

The Division of Civil Rights enforces the NJ Law Against Discrimination, the NJ Family Leave Act, and the Fair Chance in Housing Act to protect all people from discrimination. 

Failure to display the posters may expose you to fines up to $10,000.

To file a complaint, visit NJCivilRights.gov or call 973-648-2700.

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